Get all the coverage you need for your small business with TRINRE CoverSmart.
Enjoy the convenience and protection of one policy with 8 essential coverages.
We understand the importance of insuring your company’s assets and securing your employees. That’s why our CoverSmart Policy is ideal for your small or medium business. It gives you the freedom to focus on growing your business knowing that your most important assets are covered.
8 Essential Coverages…1 Smart Policy
Benefits
Fire Insurance
In the event that a fire destroys your building or contents resulting from a specified named peril.
Business Income Interruption
Meet your fixed business expenses after sustaining a loss up to a maximum of $5,000.00 per day for a period of 30 days.
Burglary
Coverage for a ‘break in” on your premises resulting in theft or damage to property.
Cash in Transit
Covers loss of cash from your premises or whilst being transported to or from the bank.
Glass on Premises
Replace your glass display units, doors, windows, or mirrors following accidental breakage.
Public Liability
Covers your legal liability to Third Parties arising out of negligence at your premises.
Goods in Transit
Compensation for Loss of your goods or merchandise whilst being transported to or from your business place.
Workmen’s Compensation
Covers legal liability to employees who sustain accidental personal injury while performing their duties.
Should you require assistance to acquire insurance for any risks that are not eligible under CoverSmart please contact us for support.
Eligible Businesses
We provide coverage for a wide range of small and medium businesses. Examples of those which are eligible for coverage under our CoverSmart policy include:
Retailers
- Clock & Watch Sales
- Computer Stores
- Garden Supply Stores
- Antique Stores
- Arts & Craft Shops
- Book Stores
- Candy Stores
- Ceramics
- Home Furnishings
- Household Appliance Stores
- Kitchenware Stores
- Lighting Fixture Stores
- Music Stores
- Musical Instrument Stores
- Pet Supply Stores
- Plumbing Fixture Stores
- Record Shops
- Sporting Goods Stores
- Stationery Supply Stores
- Auto Spare Parts
- Boutiques
- Carpet & Rug Stores
Office & Professional
- Doctor’s Offices
- Office Administration
- Dental Offices
- Travel Agencies
Trade and Services
- Florists
- Opticians
- Travel Agencies
- Video / DVD Clubs
- Barber Shops
- Spas / Beauty Parlours
- Dental Labs
- Film Processors
- Hairdressing Salons
- Locksmiths
- Funeral Homes
- Laundries
- Tailoring & Dressmaking Shops
- Electronic Sales & Repair Shops
Hospitality
- Bakeries
- Bars & Pubs
- Restaurants
If you are interested in getting coverage for your Small Medium Business but it does not appear in the list of eligible businesses above, please contact us and we will be happy to discuss.
- Completed and signed Proposal Form or Broker ‘Know Your Customer” Form
- Proof of Existence of Business
- Nature of Business
- Proof of Address of Business
- Average Monthly Income
- Reference letter from foreign bank (for foreign customers only)
- One form of valid id
- Completed and signed Politically Exposed Person form
- Current Annual Return, if incorporated
- List of Officers and Account Signatories