Protect your commercial and industrial premises.

The contract of fire insurance is a contract of indemnity for losses actually sustained. Its purpose is to provide for the payment of a sum of money to meet a loss, which may be suffered by the insured on the occurrence of a fire. Coverage is provided for:

• Buildings
• Stock in trade
• Furniture, fixtures and fittings

Plant and machinery

Secure your cash flow in the event of business interruption.

This type of coverage provides for the reimbursement of expenses incurred to a business as a result of an interruption in income flow due to a loss by fire or other covered perils. Examples of such items to be insured are:

• Gross Profits
• Wages
• Fees
• Other Fixed Expenses

This type of policy provides coverage against loss or damage of equipment other than electronic. Examples of such equipment include:

• Cranes
• Tractors
• Portable Generators, etc.

A valuation of the item(s) or proof of purchase is required to support the sum insured required.

This type of policy provides coverage against loss or damage by accident or other misfortune on items of jewellery and works of art.

A valuation of the item(s) or proof of purchase is required to support the sum insured required.

Coverage is automatic for losses in Trinidad and Tobago but for a small additional premium it can be extended globally.

Claims are settled by replacement of item(s), repairs or a cash payment.

Loss or damage to property as a result of theft or attempted theft from a building, by forceful or violent means, are covered under our Burglary insurance.

Protect your cash whilst in transit.

This policy offers protection for money used in the course of your operations. Losses arising from theft or hold up are covered for the following locations:

• On business premises during business hours
• While in transit from insured premises to bank or vice versa
• On premises outside business hours in a locked safe or strong room
• On premises outside business hours but not in a locked safe

Coverage on the policy can be extended to recover damages done to the safe and/or strong room

• At the private residence of the insured or authorized persons
• In the custody of authorized collectors

Protect your cash whilst in transit.

This policy offers protection for money used in the course of your operations. Losses arising from theft or hold up are covered for the following locations:

• On business premises during business hours
• While in transit from insured premises to bank or vice versa
• On premises outside business hours in a locked safe or strong room
• On premises outside business hours but not in a locked safe

Coverage on the policy can be extended to recover damages done to the safe and/or strong room

• At the private residence of the insured or authorized persons
• In the custody of authorized collectors

Protect against negligent employees.

Negligence of an insured or employees of the insured can result in damage to persons or property. This policy provides coverage against any sums of money, subject to terms and conditions of the policy, which the insured shall become liable to pay for during the course of business:

• Accidental death or bodily injury to any person

• Accidental damage to property excluding property owned by or in the custody or control of the insured.

Protect your employees.

Workmen Compensation is required by law.

In the event of accidental injury or death to employees arising out of and during employment, the employer (policyholder) is indemnified against all sums for which the policyholder becomes liable to pay.

Protect your professional career.

This policy provides coverage for professionals whose clients have suffered a loss as a direct result of the professional’s action(s) while performing their duties to his or her client.

Currently TRINRE provides coverage for the following occupations:

• Attorneys
• Accountants
• Insurance Brokers
• Land Surveyors
• Valuators

Protect your cash whilst in transit.

This policy offers protection for money used in the course of your operations. Losses arising from theft or hold up are covered for the following locations:

• On business premises during business hours
• While in transit from insured premises to bank or vice versa
• On premises outside business hours in a locked safe or strong room
• On premises outside business hours but not in a locked safe

Coverage on the policy can be extended to recover damages done to the safe and/or strong room

• At the private residence of the insured or authorized persons
• In the custody of authorized collectors

Protect your cash whilst in transit.

This policy offers protection for money used in the course of your operations. Losses arising from theft or hold up are covered for the following locations:

• On business premises during business hours
• While in transit from insured premises to bank or vice versa
• On premises outside business hours in a locked safe or strong room
• On premises outside business hours but not in a locked safe

Coverage on the policy can be extended to recover damages done to the safe and/or strong room

• At the private residence of the insured or authorized persons
• In the custody of authorized collectors

Loss or damage to property as a result of theft or attempted theft from a building, by forceful or violent means, are covered under our Burglary insurance.